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Car Insurance

Being on the road today is a lot riskier than it once was. There has been a dramatic increase in traffic and potholes, to name but a few! That’s why we believe that it is essential to make sure that your car is properly insured. We’ve developed four different car insurance products ranging from comprehensive car insurance for your financed vehicle, to the more cost-effective Third Party Only cover to choose from; most of these policies also include a host of Assist Benefits.

We also give you the opportunity to increase your Third Party Liability Cover to R5 million, R10 million, or R20 million for additional peace of mind!

Just take a look below to see which product best suits your vehicle insurance needs!

Comprehensive Car Insurance

This is the whole package. With comprehensive car insurance, you can claim for the theft of your car, for any accidental damages, and even for damages that you accidentally cause to a third party’s property.

 

Third-Party, Fire, and Theft

Third-Party, Fire and Theft cover allows you to claim for the theft of your car, as well as for certain specified damage to your car. You can also claim for the damage that you accidentally inflict on another parties' property, however, it doesn’t cover any accidental damage to your car. 

 

Third-Party Only

Third-Party Only is best suited for cars that are paid in full and have a low value. With this cover, you will be able to claim for the damage you caused to another parties' property for which you are legally liable. While it is the most cost-effective cover, it is important to remember that you won’t be covered for the theft of your car and for any damages to your car.

 

BetterCar Value

When it comes to insuring your vehicle, Budget normally gives you the option to insure your vehicle for its Retail, Trade, or Market value. These options usually allow you to replace your written off car for the same value. With our BetterCar value option you are able to insure your current car so that if it is written off*, it will be replaced with a younger model with fewer kilometers on the clock.

If your car is written off, BetterCar will replace your vehicle with the same model, which is one year newer.

 

*Please note:
• The BetterCar option applies to all vehicle models less than or equal to 8 years old
• The BetterCar option does not apply to vehicles written-off as a result of theft, attempted theft, hi-jacking or attempted hi-jacking
• The minimum BetterCar pay-out will be 15% plus the retail value of the written-off vehicle
• The maximum BetterCar pay-out will be 40% plus the retail value of the written-off vehicle

Budget Lite

Driving a car that’s worth less than R100 000 and isn’t financed? If you answered ‘yes’ to both these questions then Budget Lite cover could be just what you need. And with three Budget Lite options to choose from, you’ll find the one that’s right for you.

Budget Lite 1

 

Included in this Budget Lite cover is Third Party cover (up to R1 million) and Theft cover.

Budget Lite 2

 

With this Budget Lite cover, you get Third Party cover (up to R1 million), Theft cover, cover if your car’s written off and Hail cover. You also benefit from Accident Assist, which includes towing from the scene of an accident and storage of your car.

Budget Lite 3

 

With this Budget Lite cover, you get Third Party cover (up to R1 million), Theft cover, cover if your car’s written off, Hail cover as well as Limited Accident cover of up to R15 000. You also benefit from Accident Assist, which includes towing from the scene of an accident and storage of your car.

Click here for more information. Terms and Conditions apply.