New Customer Sales: 0861 00 19 17{{currentVDN}}   |   Existing Customer Sales, Services & Claims: 0861 60 01 20   |   24 Hour Emergency Assistance: 0860 10 42 11
  • Call me back

    Please call me back

    Please enter a name.
    Name must contain some letters.
    Please enter a contact number.
    Please enter a valid contact number.
    Please select a reason.

    Please select a suitable date and time

    Please select a suitable date.
    Please select a suitable time.

    Thank you, we will call you shortly.

    Refer 3 friends for a quote and stand a chance to


Its all Insurance

Posted on Tuesday, January 24, 2017

Share on social media



You’ve probably heard by now that Ford Kugas equipped with 1.6-litre engines manufactured between 2012 and 2014 are being recalled for compulsory safety checks after a number of them have caught alight.

As a valued client of Budget Insurance, your safety is our top priority.  With this in mind, if you own one of these cars, we urge you to take your vehicle to a Ford dealer as soon as possible.  You can also contact Ford South Africa on 0860 011 022.

If your vehicle shows any indication that the engine may be overheating or if there are warnings on the instrument cluster, pull over immediately, switch off the engine, remove yourself and all passengers from the vehicle, and for your safety, don’t open the bonnet.  Contact emergency services right away if necessary, and then contact Ford Roadside Assistance on 0861 150 250.  Alternatively, you can contact Budget’s Roadside Assistance on 0860 10 42 11.

We understand that this is a difficult time for Ford Kuga owners, so we have compiled these FAQs to assist you with any queries you may have regarding your insurance.  If you need further assistance, please contact Budget on [email protected].


Frequently Asked Questions

1. If my Ford Kuga 1.6 catches fire as a result of the engine overheating, am I insured?   

We are covering Ford Kuga 1.6l vehicles affected by the recall.

2. Will Budget Insurance insure 1.6l Ford Kugas going forward?

Yes, subject to the vehicle undergoing the safety recall process issued by Ford South Africa.

3. I own a Ford Kuga with 1.6 litre engine manufactured between 2012 and 2014, will my insurance premium be affected?

We derive our insured values from Mead & McGrouther Auto Dealers Guide. If the value is adjusted on Mead & McGrouther, we will adjust our premiums accordingly.

4. Will I be covered if something happens to my car while it is being repaired at Ford South Africa?

Yes, your vehicle will be covered in terms of the cover option that you insured it for.

5. Will I be covered if my 1.6l Ford Kuga catches alight even after the safety check and repair has been done?

Yes, your vehicle will be covered in terms of the cover option that you insured it for.

6. Is the courtesy car I am provided with as a result of this recall covered under my insurance policy?

Ford South Africa has acknowledged there may be part shortages. Should this happen, affected owners will be provided with courtesy cars. Ford South Africa has said it will pay the R1,500 deposit for a courtesy car.

With this in mind, courtesy cars will be provided by Ford South Africa and the insurance for the courtesy car will be arranged by Ford South Africa directly, subject to the terms & conditions of that insurance policy. 

If Ford South Africa is unable to provide you with a courtesy car, please contact us on [email protected] as we have negotiated a preferential rate for our valued customers from EuropCar.