Everybody experiences a time when a little extra money would go a long way, whether it’s to help you create a new home or pay for unexpected medical costs! This is exactly why Budget has made sure that you can get a Budget Personal Loan* of up to R250 000. Don’t worry, though, Budget Personal Loans are compliant with the National Credit Act, which means your loan will be subjected to credit approval and you’ll never be approved for a loan that’s greater than what you can repay. Please leave your name and number below and a friendly Budget consultant will get back to you as soon as possible.
Have a few questions? Click here to read our FAQ's. Budget Personal Loans Call Centre Hours: Mon-Thur 8am-7pm, Fri 8am-9pm, Sat 8am-6pm, Sun 9am-5pm and Public Holidays 9am-5pm.
To speak to a personal loans consultant call 0861 877 774
Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to Budget Personal Loan* is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.75%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 338.Monthly instalment amount: R556. Please note our interest rate will never exceed the maximum as prescribed by the NCA of 27.75%. Fees subject to change based on risk profile.
Budget Personal loans are administered and managed by RCS, a registered Credit and authorised Financial Services Provider.