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Funeral Cover


No one likes to think about death or how it will impact those around them. With Budget, you don’t have to. Get a Funeral Plan quote in budget today, take out cover, and you’ll never again need to worry about how your loved ones will pay for your funeral, ‘cos we have it sorted.


What is a funeral plan?

Funerals can be expensive, often driving people into debt. That’s where a funeral plan comes in. It pays out a lump sum to the beneficiary of your choosing, which they can use to pay for whatever they need. That could be transported for family members to attend your funeral, flowers to give the ceremony dignity, or groceries to make it through those tough first weeks and months.



Budget Funeral Cover


Our Funeral Cover is perfect for individuals and families on a budget. Get all the cover you need without compromising on your final wishes. Should you pass away immediately due to accidental causes or after six months due to natural causes, we will cover the costs associated with your funeral. This includes cover for death from HIV/Aids-related illness.


Our Funeral Plan is available for anyone between the ages of 18 and 65 years old and includes a repatriation benefit. This allows your next of kin to have your remains transported to the burial place or funeral home of their choice within South Africa. As this can be an expensive exercise, the repatriation benefit provides much-needed financial relief for your loved ones should they need to transport your remains within the country. 


A life insurance policy is a contract between you and your insurance company, like Budget Life. The policy provides financial protection, in the form of a lump-sum payment, to beneficiaries of the policy upon the insured’s death.


Funeral Cover benefits


Not only does our Funeral Cover give your loved ones financial relief during a difficult time, but it also comes with loads of benefits. Our family plan covers you, your spouse, and up to five dependents up to the age of 21, or up to 25 if they’re full-time registered students. You also have the option of adding extra family members to your Funeral Policy for an additional amount per person, so you can get peace of mind for your whole family.


If you pass away as a result of an accident, we will cover you immediately, even if it’s one day after we’ve received your first premium. For death from natural causes, the waiting period is just six months. We also cover you if you pass away due to suicide after the first 12 months of your policy.


We know that time is of the essence when it comes to saying the final farewells. That’s why we will settle any valid claim within two working days once we’ve received all the required documentation. However, if they prefer, we will give your beneficiaries up to six months to submit a claim, so there’s no rush if they need to deal with other matters first.


Funeral Cover claims


Our claims process is straightforward, making it easy for your loved ones to get their payout and start the healing process. All we need are a few documents, like the deceased’s abridged death certificate and a completed claim form. To make it as easy as possible for your beneficiaries to claim, be sure to keep all the relevant information, like your policy schedule, in a place where they can find it easily when the time comes to claim.


Funeral Cover quotes


Don’t wait until it’s too late. Give yourself and your family peace of mind with a funeral plan. Get a Budget Funeral Cover quote today and you could be covered before the end of the day. 

‘Cos you – and your loved ones – can’t afford not to.


Budget Insurance is an authorised insurer and FSP. Terms and Conditions online.