Insurance For Your Trailer

Q: Is there such a thing as cheap car insurance?

Yes, with Budget you can getcheap car insurance. In fact, we have one of SAs lowest insurance quotes.* We think insurance isnt just for expensive cars everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Budget Lite policy, well make sure you have cover that fits your budget.

Q: Which insurance cover is best for a car?

At Budget, there is no single best insurance. Thats why we offer six levels of cover. Were confident that among these coverage options, youre bound to find one that makes the most sense for you. The best car insurance is one that offers you the right level of coverage for your car based on its value, age, and mileage while still being affordable. Chat with a Budget consultant to find the best car cover for you.

Q: Will my premiums decrease as my car gets older?

Unfortunately, no. See, we dont only base the cost of your monthly auto insurance on how much your car is worth. Because the majority of claims are for repairs and not replacements, we take the cost of repairs and spare parts into account. And because the cost of parts and repairs is always rising, car insurance premiums rise too even as your car loses value.

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Budget is licensed non-life insurer & FSP. Ts&Cs online. Savings based on 2025 independent research for car insurance.

Average Customer Rating: 4.59 /5

Average Customer Rating: 4.59/5

Budget is licensed non-life insurer & FSP. Ts&Cs online. Savings based on 2025 independent research for car insurance.

Why Insure Your Car with Budget Insurance:

Car insurance doesn't have to break the bank.

In today’s economy, prices seem to be on the rise while our bank account balances keep declining. At Budget, our mission is to ensure that affordable car insurance remains accessible to everyone. With us, your insurance will fit your budget. That’s why we offer a wide range of car insurance options, giving you the flexibility to select a plan that suits your pocket.

We understand that every person's circumstances are unique, and that's why we offer customised car insurance policies to fit your individual needs. Whether you're a new driver, a seasoned driver, or somewhere in between, we have an insurance policy that's right for you. Our focus is on providing you with the best possible coverage at a price you can afford. So why wait? Choose Budget for your car insurance and enjoy peace of mind knowing that you're protected without breaking the bank.

We understand that every person's circumstances are unique, and that's why we offer customised car insurance policies to fit your individual needs. Whether you're a new driver, a seasoned driver, or somewhere in between, we have an insurance policy that's right for you. Our focus is on providing you with the best possible coverage at a price you can afford. So why wait? Choose Budget for your car insurance and enjoy peace of mind knowing that you're protected without breaking the bank.

Get Affordable Car Insurance from Just R6/Day!

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Switch to Budget and pay from just R6 a day!

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What’s Covered by Trailer Insurance?

Insure more, save more

A trailer is more than just a hitch-and-go accessory - it’s an essential part of your travel, work, or leisure lifestyle. Budget Insurance provides Trailer Cover tailored to your needs.

Core Trailer Cover You Can Count On

We have loads of insurance options to choose from - five to be exact. There is Comprehensive, Third-Party, Fire and Theft, and Third-Party Only Insurance. There are also three Budget Lite plans for modest budgets, vehicles under R250,000 and cars that are paid off.

Accidental Damage, Theft, and Fire: Comprehensive cover for your trailer if it’s damaged, stolen, or affected by fire or explosion.

Third-Party Liability: Protection if your trailer causes damage to another person’s property, with coverage up to R1,000,000.

Frame & Structural Cover: Coverage for the trailer’s chassis, body, and standard fittings, keeping it roadworthy.

Towing and Storage Costs: If your trailer cannot be moved due to damage, towing and storage costs are covered.

Cross-Border Cover: Full cover in South Africa and neighbouring countries, including Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland, and Zimbabwe.

What’s Not Covered Under Trailer Insurance:

Commercial Use: Trailers used for hire or business purposes, unless specifically insured.
Unspecified Personal Items: Personal belongings inside the trailer without optional contents cover.

Budget Trailer Insurance gives you tailored protection that fits your lifestyle, keeping your trailer safe without stretching your budget. Get your personalised Trailer Insurance quote from Budget today.

Car Insurance FAQs

Is there such a thing as cheap car insurance?

Yes, with Budget you can get cheap car insurance. In fact, we have one of SA’s lowest insurance quotes.* We think insurance isn’t just for expensive cars – everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Budget Lite policy, we’ll make sure you have cover that fits your budget.

Can I use a vehicle repairer of my choice?

You can only use a Budget-approved repairer to fix your car after an accident. That’s because we have found some of the best repair professionals at the most affordable prices. We are proud to provide a lifetime guarantee on all repairs our partners make to your car. We like to manage the claims process from start to finish so we know you’re getting the best service at the best price.

Which insurance cover is best for a car?

At Budget, there is no single ‘best’ insurance. That’s why we offer six levels of cover. We’re confident that among these coverage options, you’re bound to find one that makes the most sense for you. The best car insurance is one that offers you the right level of coverage for your car based on its value, age, and mileage while still being affordable. Chat with a Budget consultant to find the best car cover for you.

Will my premiums decrease as my car gets older?

Unfortunately, no. See, we don’t only base the cost of your monthly auto insurance on how much your car is worth. Because the majority of claims are for repairs and not replacements, we take the cost of repairs and spare parts into account. And because the cost of parts and repairs is always rising, car insurance premiums rise too even as your car loses value.

Key Trailer Insurance Terms You Should Know

Frame & Structural Cover

Protects the trailer’s chassis, body, and structure from accidental damage or collisions, keeping it roadworthy.

Trailer Contents Protection

Covers the items you carry, from camping gear to tools and sports equipment, ensuring your belongings stay safe.

Towing & Storage Assistance

If your trailer is damaged or immobilised, Budget covers towing to the nearest repairer and secure storage until it’s repaired.

Weather & Natural Event Damage

This cover protects your trailer against South Africa’s unpredictable weather, from hail and floods to fires and storms.

Accidental Damage

Covers minor bumps, scrapes, or collisions while on the road or at your destination.

Theft & Vandalism Protection

Whether parked at home, at a campsite, or en route, your trailer is insured against theft, hijacking, or malicious damage.

Extended Third-Party Liability

This cover helps keep you financially protected in the event that your trailer damages someone else's property.

Monday - Thursday	08h00 - 19h00
Friday	08h00 - 18h00
Saturday	08h00 - 13h00
Sunday	Closed
Public Holidays	08h00 - 13h00

Monday - Friday	08h00 - 17h00
Saturday	08h00 - 13h00
Sunday	Closed
Public Holidays	Closed