Vehicle Value Protect

Personal Accident Cover

What is covered?

With Budget Personal Accident Cover, you’ll have peace of mind knowing you’re covered for

Disability benefit 

Compensation if you’re permanently disabled from an accident, based on the scale of benefits. 

Death benefit 

A tax-free payout to your beneficiary or estate if you pass away due to an accident.

Road Accident Fund assist 

Help with submitting and managing RAF claims. 

HIV exposure cover 

Protection and treatment in case of accidental exposure. 

Explore our additional cover options

Customise your policy with extra protection.

Funeral Cover 

Protect your loved ones with natural and accidental death cover, plus repatriation services to ease the burden during difficult times.

Legal Cover 

Quick advice, mediation, and legal representation when issues arise. 

Need Help? Start with FAQ’s.

Our advisors have answered common questions to help you understand your cover and handle emergencies, making it easy to find the answers you need.

Who is covered?

You, your spouse/partner, and children:

  • R20 000 cover for children unborn to 6 years old.
  • R50 000 cover for children aged 7–14.
  • 25% of the main member’s cover for children 15–21, and up to 25 if full-time students. 

When does cover apply?

If you’re injured, hospitalised, disabled, or pass away as a result of an accident. 

Why do I need personal accident insurance?

Because accidents are unpredictable. Personal Accident Cover gives you financial support during tough times, so you can focus on getting back on your feet while we take care of the bills.