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Value Added Products

We go the extra mile for our clients by offering extra products designed to cover what is important to you, as well as to take care of you and your loved ones.

Personal Accident

If you are in an accident and are hospitalised or become disabled, Personal Accident will help you to make sure that you and your family are cared for.

Funeral Plan

The last thing a family needs to worry about after a death is the cost of a funeral. Give your loved ones peace of mind with a Budget Insurance Funeral Plan.

Cellphone Cover

If you don’t have a portable possessions policy, Budget has made a way for you to cover your mobile lifeline with our Cellphone Cover. This policy ensures that you don’t need to imagine your life without your cellphone if it is lost, stolen or damaged.

Scratch & Dent

Worried about putting a dent in your budget when a new scrape appears on your car’s bodywork? Scratch & Dent is there for exactly that! This policy will cover the cost of fixing chips, minor dents, and light scratches caused by everyday motoring so that you can keep your budget in a healthy place.


The purpose of Expo-Sure is to ensure that you and your family have full access to confidential HIV testing and treatment within the critical 72-hour window period after accidental exposure.

Tyre & Rim Guard

Meet Budget’s solution to the damage caused to your vehicle's tyres and rims by poor road conditions! Now you don’t have to dig deep into your wallet to keep your vehicle’s tyres and rims in good repair, because Tyre & Rim Guard covers these types of costs for you.

Legal Cover

Get a lawyer on your side 24 hours a day! From telephonic assistance to legal representation, Legal Cover through Budget can help you to keep those legal fees low low.

Auto Top Up

Buying a car is a big and costly venture, luckily you have cover with Budget Insurance should anything happen to it. But what about the outstanding amount still.