Affordable Business vehicle insurance
Combine motor & non-motor cover and save
Flexible vehicle excess options available
Lifetime guarantee on all vehicle repairs
Business Vehicle insurance
for Good South Africans
Running a business with vehicles on the road can be nerve-wracking, but with Budget BusinessVehicle Insurance, you can relax knowing that we've got your business vehicles covered.
Specialised business vehicle insurance isn't the same as personal car insurance because it covers vehicles that are used for commercial purposes. So, it protects your pocket against accidents, damage, theft and liability claims that can pop up while using these vehicles for things such as client meetings, deliveries and transporting staff.
This insurance is a must-have for businesses. Why? Because no Good South African wants to face financial strain because you need to pay to fix your work vehicles, cover legal fees or pay for potential lawsuits. Business vehicle insurance lets you sleep at night because it protects your company’s vehicles and operations, should anything happen on the road.
Ready for a business boost? Get your vehicle covered today.
What vehicles does business insurance cover?
Every business is different, and so are its vehicles. Whether your business owns a vehicle or a fleet of vehicles, we have the right cover for your business vehicles. Budget vehicle insurance covers the following business vehicles and more:
Motorcycle
used for delivery services
Car
used for business activities and for E-haling
Bakkies
used by artisans
Panel Vans
for courier and delivery companies
Shuttles
for airport transports and shuttle services
Small Trucks
up to 10 Tonnes (this is the maximum capacity insured)
Trailers
used for business
Special Type
used for specialised business
Affordable business vehicle insurance plans that drive your success.
Enhance your cover with optional add-ons
Cover to protect passengers while they are being transported in your vehicle and in the event of an accident.
Covers the cost of a rental vehicle if your business vehicle is unavailable due to an insured event.
Covers non-factory-fitted accessories or modifications, like custom rims or sound systems.
Covers the cost of repairing or replacing your vehicle’s sound system if damaged or stolen in an insured event.
Covers the cost of repairing or replacing your vehicle’s canopy if damaged or stolen in an insured event.
Includes a tracking device with no installation fee, and the subscription is covered in your premium.
Enhanced protection beyond vehicle cover
To give you complete peace of mind, we offer additional cover for the specific needs of your business. This includes:
Goods in transit cover
for courier and delivery services
Passenger liability cover
for E-haling and shuttle services
Tools and equipment cover
for artisans and construction businesses
All risk items
such as mobile phones, laptops, tablets and more
Get bucks back with Cash Back Bonus
Simply add the optional Cash Back Bonus to your policy, stay claim-free for 2 years and start earning rewards.
What you will get*:
-
15% back of all your premiums paid, over the first two years of claims free, uninterrupted cover
-
10% back of all your premiums paid, if you remain claims free uninterrupted cover, for a further two years; and
-
10% back of all premiums paid for every claim-free year of uninterrupted insurance, thereafter.
+83 682
customers received their Cash Back Bonuses over the last 5 years
+R212 million
paid out to customers in Cash Back Bonuses over the last 5 years
Professional Indemnity Insurance
Protects against claims of negligence, errors, or omissions. Covers legal costs and compensation, safeguarding professionals like lawyers, accountants, and consultants from financial and reputational risks.
Directors & Officers Liability Insurance
Safeguards a company and its leaders from legal actions related to their decisions. It covers legal fees, settlements, investigation costs, and awards from claims of negligence or duty breaches.
Public Liability
Insurance
Protects businesses from financial losses if they cause injury or property damage to a third party. Ensures businesses are properly covered for unforeseen incidents, providing financial confidence and security.
Events Liability
Insurance
Shields event organisers from financial losses due to unforeseen incidents. Covers third-party bodily injury, property damage, and other liabilities, giving you peace of mind while managing your events business.
Frequently Asked Questions
Don’t delay, cover your business today
Get a quote nowBudget is a licensed non-life Insurer and Financial Services Provider. Terms and Conditions online.
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