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Why Is Funeral Cover Important?

Its all Insurance

Posted on Thursday, June 18, 2020

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From graduations to weddings and new jobs, being there for your loved ones to celebrate their milestones is important. And if you prepare properly, you can still be there for them at an unexpected, difficult time.


With funeral cover, your family will still be looked after if you pass away unexpectedly. What’s more, you’ll have peace of mind that they won’t have to worry about money that they may not have during an already difficult time.


What is funeral cover?
Funeral cover is a type of insurance that pays out a specific amount of money when someone passes away. It covers costs surrounding funeral arrangements, taking away the stress of payments that weren’t budgeted for.


By removing the pressure of worrying about money, funeral cover can put your mind at ease to help you focus on your family’s needs instead.


What are the benefits of funeral cover?

  • It pays for the funeral
    The money received for the funeral of a loved one will cover the cost of a dignified funeral without anyone having to pay for it out of their pocket.
  • It doesn’t break the bank
    Monthly payments for funeral cover are usually lighter on your pocket than other kinds of insurance. What’s more, a monthly payment is far more affordable than making a big payment all in one go.
  • It covers extra expenses
    Fromfood to the coffin, décor, headstone and religious ceremonies, unexpected funeral expenses can rack up a fortune. Fortunately, funeral cover will ensure that your family don’t have to empty their savings or take on more debt. This will help them grieve in peace.
  • It covers other family members
    Having funeral cover not only covers costs in the case of your death. It also allows you to cover other members of your household, including your parents. For instance, our affordable funeral plan by 1Life provides cover for yourself, your spouse and your children. You can also choose to take on additional policies for your parents and parents-in-law, and for domestic employees too.
  • Payments are generally fast
    The money for funeral cover is usually paid out quickly. At Budget Insurance, once we receive all documentation, your claim will be paid out within two working days. This will allow your family to grieve and plan the funeral in peace, without worrying about money-related issues.


Should I get funeral cover?
The last thing you or your family need to worry about after a loved one unexpectedly passes away is money.


Some of our offerings include:

  • Individual cover, for yourself
  • Family cover which covers you, your spouse and up to five dependants under the age of 21. Or, registered students up to the age of 25
  • Death as a result of HIV/Aids-related illness


If you’d like to discuss our funeral plan policy and how we can help put you at ease, visit our website or take a look at our helpful brochure.