It’s all too easy to walk into the supermarket to buy bread, only to find yourself leaving with everything from stuffed olives to that new chocolate bar. Spending less at the store is one of the best ways to save money.
You can ignore your bank’s messages, delete the e-bills or leave the warning letters unopened on your desk, but that isn’t going to get rid of your debt. You can’t wish it away, but you can get out of debt with a lot of determination and this simple 4-step debt repayment plan.
If you're serious about being financially secure, it might be time to start budgeting. Creating a basic budget spreadsheet where you map out how much you plan to spend is one of the best ways to save moneyLink to personal budget tips.
Water is a precious commodity in our country, as well as a big household expense for homeowners and families. Saving water isn't just important for our future reserves, it's also one of the most effective ways to save money.
On 4 April this year, one of the world’s foremost ratings agencies, Standard & Poor’s, placed South Africa’s credit outlook at junk status. South Africa was downgraded to junk status a few months ago, but have we really been affected by this?
It’s true when they say that there’s an app for everything, and that includes budget apps to keep track of your finances. When you’re creating a basic budget, there are many free apps that make budgeting easy.
Overspending is an easy habit to get stuck in, and it's not doing any favours for your future, financially-secure self. Sometimes all it takes is a few small tweaks to your daily, weekly and monthly spending habits to start saving big bucks.