Business Vehicle Insurance

Whether you have a sedan, bakkie, light delivery vehicle or a commercial vehicle up to 10 tons, our insurance will keep your covered. 

With Budget Insurance, you can cover all your business needs under one policy. You can also choose from the three tailor-made offerings below:


Motor & All Risk Cover 

This option will keep your business vehicle as well as the business tools and equipment you carry with you, covered.

Motor Only Cover

You can also choose the extent to which your business vehicle is covered. Just take a look below and find the option that best suits your needs.

Full Motor Insurance 

This is the whole package. You can claim for the theft of your car, for any accidental damages and even for damages that you may accidentally cause another party’s property.

Third Party, Fire and Theft

Third Party, Fire and Theft cover allows you to claim for the theft of your car, as well as for certain specified damage to your car. You can also claim for damage that you accidentally cause to another party's property; however it doesn’t cover any accidental damage to your car.

Third Party Only

With this option you will be able to claim for the damage you caused to another party's property. While it is the most cost-effective cover, it is important to remember that you won’t be covered for the theft of your car and for any damages to your car.

Business vehicle insurance includes:

  • roadside assist
  • windscreen cover
  • towing and storage – we’ll tow your car to the closest repairer, if you use our towline
  • medical costs for injuries up to the policy limit 
  • wreckage removal – removal of vehicle to prevent or reduce environmental damage
  • claims preparation costs - up to the policy limit 

Choose to add these options to your policy:

  • car hire – we will provide you a light delivery vehicle of up to 1.3 tons
  • non-standard accessories cover
  • sound system cover
  • canopy cover
  • goods-in-transit cover for business goods when they are being transported