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Business vehicle

We want your business to be covered from your staff to your wheels, which is why we now offer insurance for your business vehicle. So, whether you have a sedan, bakkie, light delivery vehicle or a commercial vehicle up to 10 tons, we’ll keep you covered.

With Budget Insurance, you can cover all your business needs under one policy. You can also choose from the three tailor-made offerings below.

Motor & All Risk Cover

This option will keep your business vehicle as well as the business tools and equipment you carry with you covered.

Motor & Goods in Transit Cover

This option will keep your business vehicle and the delivery items you transport covered.

Motor Only Cover

This option will only cover your car. You can also choose the extent to which your business vehicle is covered. Just take a look below and find the option that best suits your needs.


This is the whole package. With comprehensive car insurance you can claim for the theft of your car, for any accidental damage and even for damage that you may accidentally cause to another party’s property.


Third Party, Fire and Theft

Third Party, Fire and Theft cover allows you to claim for the theft of your car, as well as for certain specified damage to your car. You can also claim for damage that you accidentally cause to another partiy's property; however it doesn’t cover any accidental damage to your car.

Third Party Only

Third Party Only is best suited for cars that are paid in full and have a low value. With this option you will be able to claim for the damage you caused to another party's property. While it is the most cost-effective cover, it is important to remember that you won’t be covered for the theft of your car and for any damages to your car.

Business vehicle insurance includes:

  • roadside assist
  • windscreen cover
  • towing and storage – we’ll tow your car to the closest repairer, if you use our towline
  • medical costs – up to R5 000 cover towards medical cost of any person injured in an accident
  • wreckage removal – removal of vehicle to prevent or reduce environmental damage
  • claims preparation costs – up to R50 000 to cover the cost incurred to prepare and present a claim

Choose to add these options to your policy:

  • car hire – we will provide you a light delivery vehicle of up to 1.3 tons
  • non-standard accessories cover
  • sound system cover
  • canopy cover