Courier & Delivery

As a business owner in the delivery and transport industry, you know that it is a balancing act with a lot of moving parts, with employees constantly juggling different jobs and rushing from one location to the next. Your business’s success depends on the safety of your staff, properly working machinery, and a well-maintained fleet of vehicles, whether they are trucks, cars, motorbikes, or bicycles. 

But maintaining a working fleet and making your deliveries comes with its challenges, especially with road safety becoming increasingly an increasingly concerning matter. Bad road conditions have led to fatal accidents while truck hijackings are becoming more frequent, making it increasingly more important to invest in the right courier and delivery insurance cover for your business.

So, whether you’re in the business of postal deliveries such as printed matters or small parcels, or the delivery of various eCommerce and other retail products like groceries, fast food, clothes, electronics, furniture, toys, and household items, we understand that any time you’re not delivering you’re losing income. This is why we offer tailored insurance solutions for your sector.

Tailored Business Insurance Solutions  

General Liability Insurance 

From the unexpected fire on your premises and customer’s getting injured on your premises, General Liability Insurance offers your business complete operational coverage.

Goods in transit Insurance 

From goods broken due to unexpected bumps in the road to parcels stolen at robots while out on delivery, adding Goods In Transit insurance to your policy is key for any business in the delivery and transport industry.

Commercial Auto Insurance 

From someone in your fleet getting into a collision or someone skipping a red robot causing an accident, Commercial Auto Insurance is a vital insurance policy for delivery service businesses.

From hail damage to your business property to an intruder breaking in and damaging your building, Business Property insurance will protect your business from natural disasters. 

Equipment Breakdown Insurance 

From a transformer that's seen better days to a malfunctioning loading bay, Equipment Breakdown Insurance will insure you against machinery setbacks so that your business can carry on. 

Employee Dishonesty Coverage   

From an accountant who embezzles money, a driver that steals packages and claims they were delivered, to a warehouse employee breaking into your building in the middle of the night to take supplies, Employee Dishonesty coverage will ensure that their actions don’t become your losses. 

When you choose tailored Business Insurance Solutions from Budget Insurance, you also get a wealth of benefits designed to optimise your business performance and streamline your processes. 

Motor only policies – Budget Insurance doesn’t require you to take out comprehensive car insurance for your entire fleet, but rather offers you the opportunity to insure the number of cars necessary based on their size and your budget, so that you only pay for what you Insure. 

Cash back benefit – After remaining claim-free for two years, with no interruption of cover, your business will receive a cash-back benefit that you could invest back into your business to boost your cash flow. 

Biz Assist – Designed to help you grow your business as well as assist in emergency situations: