Get a Quick Building Insurance Quote Now
Get a Quick Building Insurance Quote Now
Building Insurance protects your home’s fixed structures against unexpected damages. As it’s one of the most significant assets you’ll ever own, your home is well worth protecting with the appropriate Building Insurance cover.
Your house is also more than just a building. It’s where you relax and spend time with the most important people in your life. At Budget, we understand how important your home is to you. That’s why we offer affordable Building Insurance quotes that protect your physical home from damage.
Every homeowner knows that a lot can go wrong in a house – and doesn’t it always seem to happen when you can least afford it? Our Building Insurance covers you for a wide range of eventualities so that, no matter what happens, you always have a home to return to.
Our insurance for buildings includes loss and damage caused by a range of natural occurrences such as fires, falling trees, floods, storms, and earthquakes, as well as damage from malicious actions, theft, and break-ins.
Building Insurance cover extends to other structures on your property, too, aside from your private home, including:
Outbuildings like lapas, cottages, and garages
Swimming pools
Walls, gates, and fences
Tennis courts
Permanent fixtures and fittings. For example, suppose you decide to include it in your Building Insurance policy. In that case, we’ll cover the cost of repairing or replacing your water-heating systems like geysers, solar panels, and boilers.
You also get a comprehensive homeowner’s liability cover with your Building Insurance policy. You can extend this to R5 million, R10 million, or R20 million if you need to.
If you’re leasing your property and your tenants can’t stay there due to damage caused by something we cover with Building Insurance, we’ll pay for a portion of the rent you were getting until they can move back in.
We even cover you if a vehicle crashes into your wall, and we’ll post guards outside your home if your security is compromised and it takes a while to repair the damage.
You’ll also get a range of our Assist Benefits with your Building Insurance policy.
Before the inevitable goes wrong in your home, make sure you’re fully covered with Building Insurance with Budget. Get an affordable Buildings Insurance quote online or leave your details, and one of our friendly consultants will help you complete a quote in no time.
Loss or damage caused by fire, lightning, explosion, earthquakes, the bursting or overflowing of geysers, equipment or pipes and storm or flood
Damage caused by animals, vehicles and falling trees
Malicious or intentional damage
Break-in or theft
Rent you lose if your tenant has to vacate the buildings as a result of damage by (to) anything covered by the policy*
The option to increase your Homeowner Liability Cover to R5 million, R10 million or R20 million
Automatically included Assist Benefits
*These benefits are limited.
Once you accept a Building Insurance quote with us, you automatically get some awesome Assist Benefits to help you if you’re in a pickle at home.
Home Assist: Home emergencies can damage your building. That’s why we’ve included our Home Assist Benefit with our Building Insurance cover so that you get the help of electricians, plumbers, glaziers, and locksmiths as soon as possible if something goes wrong.
Our Assist Benefits also include Trauma Assist, Medical Assist, Legal Assist, and Entertainment Assist, all created so you can budget on getting help when you need it.