5 ways to ensure your claim is paid

We know that a rejected claim can seriously affect your budget – leaving you with some hefty unexpected costs. Make sure you read through your policy terms and conditions carefully to understand exactly what you’re covered for. But for now, take a look at these top tips for ensuring your claim is paid:

1. Building maintenance – Whether it’s your home or business building, ensure that you carry out regular maintenance on your property. A structure that is already deteriorated is at risk of even further, more costly damage. An insurer may reject your claim if it is found that the damage or loss could’ve been prevented, had proper maintenance been done. For example, if your roof is already damaged and a hailstorm happens, your claim may not be paid out. Click here to find out more.
   
   
2. Check appliances regularly – Keep your appliances in good shape. Like, did you know that your fridge needs to be re-gassed regularly? A little attention now and then for your appliances will help save you money. When last were yours checked? Yeah, might be time to sort that out soon.
   
   
3. Honesty is the best policy – Share correct information about your insurance history from the beginning. Things like what you use your car for and who the regular drivers are (the person/people who drive the car most often). You really don’t want your claim to be rejected over some info that’s gone missing.
   
   
4. Keep your end of the bargain –  Pay your monthly premiums. One of the main reasons a claim is rejected is because of unpaid premiums or not paying on time. It’s always better to make payment arrangements you know you’ll be able to stick to. Imagine one unpaid premium affecting the insurance cover you’ve been paying for years –that could really make things a bit messy.
   
   
5. Ongoing updates – Should anything from regular driver details, to where you park your car   change, let your insurer know. Maybe you’ve moved to a new place and security measures are not the same, give an update on that too. Other important details include changes in banking details and deduction dates. Like if you usually pay your insurance mid-month and would like to change that to the last day of the month, make sure your insurer knows before the new deduction date. See, it’s that simple!

So, there you have it, 5 simple ways to ensure your claim is paid. If you have questions or would like more info, our claims team is always ready to help. Get hold of them on 0861 60 01 20. To learn more about claims watch the below video;