Budget Insurance will be running the Budget Bill Blaster competition on various online digital platforms, organic social media as well the Budget Insurance.
The promotors of the competition are Budget Insurance Company Limited (herein after referred to as “Budget”) a licensed non-life insurer and financial services provider (FSP:18178), whose registered office is at Auto & General Park, 1 Telesure Lane, Riverglen, Dainfern, 2191 and Ultimate Media.
DURATION OF THE COMPETITION
1 The competition commences on 06 January 2025 and entries close on 28 February 2025. After this date no further entries into the competition will be permitted.
WHO MAY ENTER THE COMPETITION
2 The competition is open to permanent residents and citizens of South Africa over the age of 18 years in possession of a valid South African Identity Document.
WHO MAY NOT ENTER THE COMPETITION
3 The competition is not open to-
3.1 directors, members, partners, agents, employees or consultants of Budget, Ultimate Media, the radio stations and/ or any of their associated or affiliated companies and/ or agencies or any supplier of goods or services in connection with a competition; and
3.2 the spouse, life partner, business partner or associate, or the natural or adopted parent, child or sibling, of any person specified in the above.
HOW TO ENTER
4 To enter the competition, participants are required to do the following -
4.1 Navigate to the budget insurance website from the paid media ads/organic social posts/radio activations. They click on the homepage banner to engage with Bill Blaster competition where they will see the Kill Bills game screen. On this landing page, participants will see the instruction detail on how to play the Kill Bills game in order to be enter into the Bill Blaster competition. Fill in their details including their bill amount and bill type.
4.2 Next page will ask participants for they contact information which will take them to the next page where they will be given 3 options to upload information about the bill they want to be paid. This includes writing it out, uploading a video a voicenote.
4.3 Once these details are filled in, they will be taken to the next screen to start playing the Kill Bills game.
4.4 Once the game has been completed, participants will be given the below options before exiting:
4.4.1 Try again
4.4.2 Share on socials
4.4.3 Get an obligation free quote and
4.4.4 Refer a friend
5 Participants who have opted to Refer a friend stand a chance to win R50,000 for them and their friend.
5.1 The referer will stand to win R40,000 and the referee will stand a chance to win R10,000.
5.2 To qualify for the R50,000 cash prize, both the referer and the referee must have opted in for an obligation free quote.
6 Entries received via any other available channel other than the one stated above, will not qualify as an entry for the Budget Bill Blaster Competition.
7 Participants are not required to purchase or enter into an insurance policy with Budget to enter the competition.
8 Participants who are existing Budget policyholders may only complete an obligation-free insurance quote for new risk items and not for risk items already insured by Budget.
HOW MANY TIMES CAN YOU ENTER?
9 Only one entry will be accepted per person. Multiple entries from the same person will only be counted as one entry.
10 If a participant has won a prize in this competition, they will not qualify to win again.
PRIZES
11 Randomly selected winners stand a chance to win a share of R550 000 (five hundred and fifty thousand rand).
11.1 This amount is to be split according to R500,000 for paying off qualifying and randomly selected bills and the R50,000 for the qualifying and randomly selected Refer a friend portion of the competition.
12 Qualifying and randomly selected bills will be paid for a maximum value of R5000 (five thousand rand). We will not pay any bill which exceeds this amount.
13 The prize amount will vary per winner and is dependent on the amount of the bill registered upon entry into the competition but will not exceed the maximum value of bills to be paid per person of R5000.
REQUIREMENTS YOU MUST MEET TO USE THE PRIZE
14 Any costs or expenses which you may incur other than in respect of those items specifically included in a prize are for your own account. Budget and its agency will not be responsible for any costs or expenses which you, or your partner (if applicable), incur during and for purposes of your entry into the competition and your acceptance and/or use of a prize.
15 You must possess whatever documents and permissions that may be required in order to accept and use a prize, which documents, and permissions is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the prize date as may be required by the relevant authorities.
16 Budget and its agency may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance and/or use of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
DELIVERY/ COLLECTION OF PRIZE
17 Budget and its agency will contact the competition winners to arrange the payment of the prize. Budget and/or its agency will pay the bill amount directly to the supplier or service provider and not to the winner.
18 In the event that you win a prize provided by a third-party supplier, the supplier will contact you to arrange the collection thereof. In this regard, you must collect the prize at the time and date arranged with the supplier of the prize. All correspondence regarding the prize must be directed at the supplier of the prize. The agency and/or Budget will not be responsible for any further correspondence, harm, damage, loss or claim relating to the provision of any element of the prize.
HOW WILL WINNERS BE NOTIFIED
19 Winners will be contacted by Budget and/or its agency to arrange payment
20 Winners will also be announced on Budget’s social media platforms.
WHAT HAPPENS IF THE WINNER CANNOT BE CONTACTED OR IS NOT ABLE TO TAKE UP THE PRIZE
21 If the winner cannot be reached within 48 hours/ 2 business days by Budget and/or the agency, and the winner does not claim the prize within 48 hours/ 2 business days after notification, the winner will forfeit the prize and a new winner will be drawn.
GROUNDS FOR DISQUALIFICATION
22 You may not win a prize if it is unlawful for Budget to supply such a prize to you. If you do win such a prize, you will forfeit it.
23 If you fail or, if your partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which Budget and the agency may have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize).
GENERAL
24 Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself and any person with whom you may share a prize (in the event that you win a prize which is for you and one or more additional persons (“your partner”).
25 If you use a mobile phone for entry into the competition, the telephone calls / text messages/ data usage will be charged at the prevailing rates, which may vary from time to time. "Free" minutes under a cell-phone contract do not apply.
26 It is your responsibility to ensure that your entry is received by Budget and/or the agency prior to the closure of the competition. Any entries which are not received by us prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. We and our affiliates are not responsible for any entries which are not received by us, whether timeously or at all, regardless of the cause thereof. Without limitation, we and our affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether physical, or on the Internet, telephone lines or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.
27 Budget, the agency and our affiliates are not responsible for any injury or damage to your or any other person’s computer, mobile telephone or other device used by you to enter into, or obtain any materials related to, the competition.
28 It is your responsibility to ensure that any information which you provide to Budget and/or the agency is accurate, complete and up to date. Should any of the data provided by yourself in connection with this competition prove to be invalid, inaccurate, and false or misleading, your entry shall be disregarded and you shall be prohibited from entering any further Budget competitions for a set period to be determined by Budget.
29 Budget and the agency do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –
29.1 your entry or participation in the competition will necessarily result in you winning a prize;
29.2 a prize, or any aspect thereof, will meet your, or, if applicable, your partner’s, requirements, preferences, standards or expectations; or
29.3 a prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.
30 Budget, the agency and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
31 Prizes are not transferable and may not be deferred or changed for any other item.
32 Budget and the agency may invite you to be present when the prize winners are determined or announced, to participate in any of our marketing activities, to appear in person in the electronic media and/or the print media, and/or to endorse, promote or advertise any of our goods or services, for which no fee, royalty or other compensation will be payable. You may decline such an invitation.
33 Budget, the agency and our third-party suppliers, as the case may be, reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension, or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us, our affiliates and third-party suppliers.
34 You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
35 Budget, the agency and our affiliates will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, or your partner (if applicable), of any prize, or by any action taken by us or any of our affiliates in accordance with the terms and conditions.
36 You, and in the event of your death, your family, dependents, heirs, assignees or any other beneficiaries of your estate, indemnify and hold us and our affiliates harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use by you of a prize.
37 You acknowledge that the acceptance and use of a prize is subject to the proviso that –
37.1 all of the terms and conditions will apply to both you and your partner (if applicable), and you will ensure that your partner agrees to be bound and complies, and will continue to comply, therewith.
38 By entering this competition, participants agree to receive marketing and/or promotional material from Budget and/or any of their associated or affiliated companies. No contestant or winner of this competition is in any way obliged to enter into a contract of insurance with Budget and/or a contract with any of their associated or affiliated companies.
39 For purposes hereof, "affiliate" means Budgets’ partners, co promoters and sponsors of this competition, our subsidiaries, our and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and our and their directors, officers, employees, agents and representatives.
40 These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa
41 Budget and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on you, and no correspondence will be entered into.