Why everyone needs car insurance in South Africa

Did you know, according to the South African Insurance Association (SAIA), 65% of motorists don’t have car insurance in South Africa. You can’t afford not to be insured, because every time you get on the road, most of the drivers around you don’t have cover.

If you’re still on the fence about whether you should get insurance for your car, here are five undeniable reasons why everyone needs car cover in South Africa.

 

The stats show car insurance in South Africa is a must-have

 

The figures on road accidents and hijackings alone are an excellent reason to take out car insurance. Around one million road accidents are reported each year in the country, costing our economy over R164 billion annually. 

The latest stats released by the Road Traffic Management Corporation (RTMC) show that over one million vehicles are either unroadworthy, unlicenced, or both. Odds are you’re going to be in an accident at some point and when you are, you don’t want to deal with it alone.

 

Car insurance can save a fortune

 

The cost of car repairs has been increasing sharply over the last few years and even a ‘harmless’ bumper bashing can cost thousands. It’s by far more affordable to get budget-friendly car insurance than to pay for expensive repairs – or even a new car – yourself.

If you don’t have car insurance and you’re in an accident that isn’t your fault with another driver who is also uninsured, you’re unlikely to claim the damages from that person unless you’re willing to go the legal route. But the legal expenses can cost even more than the repairs needed.

You simply can’t afford not to have cover.

 

Car insurance gives you peace of mind 

 

As a leading car insurance company in South Africa, we offer not only reliable cover but numerous assist benefits created to help you out when you’re in a bind. Many of our Car Insurance products come standard with Road, Home, Trauma, Medical, and Legal Assist, giving you the peace of mind that there is help for almost any emergency, and you don’t pay any extra for it!

 

Car insurance is affordable 

 

With car insurance quotes as low as ours, there’s no excuse not to have cover! We have multiple insurance options to suit any budget, including Comprehensive, Third-Party, Fire, and Theft, Third-Party Only, and BetterCar Value. If your car is worth less than R100 000 and isn’t financed, we also have three unique Budget Lite options made just for you. 

 

Car insurance takes the hassle out of accidents

 

We know car insurance is a grudge purchase. You’re paying for something you hope you never have to use. On top of this, car insurance companies in South Africa have a bad rap for making the claims process drawn out and difficult. But the reality is that going through your insurer to fix your car is much less hassle than it is to do it yourself. 

If you’re in an accident involving another person and it’s their fault, we will get in touch with them or their insurer to try recoup the cost of the repairs. 

We find reliable repairers and offer a lifetime guarantee on all repair work done, so if something isn’t done right, we’ll help you sort it out. 

 

Car insurance quotes in South Africa.

 

Ready to get affordable car insurance in South Africa? Get a Budget car insurance quote online or call us on 0861 001 353. Or better yet, leave your details on our website and we’ll call you back to give you a quote in budget at a time that suits you.