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Funeral Insurance


When faced with the death of a loved one, it’s undoubtedly going to be an emotional time for you and your family. Being well-equipped to prepare and host a funeral can help grant dignity and respect to the deceased. It’s an important way to honour the legacy of those who we have lost, while celebrating their achievements in life. 


There are several factors that influence funeral costs – and the average funeral in South Africa can cost up to R60 000! If you’re looking to reduce your spending on a funeral while still having a dignified service, then it helps to know what funeral insurance can do for you. Knowing this will help you make a more informed decision when purchasing a cheap funeral insurance policy, like Budget Funeral Insurance.



What is funeral insurance? 


Funerals can quickly become expensive. With a funeral insurance plan, you will gain peace of mind knowing that in the event of your death, or the death of a loved one, you will not be burdened with debt when planning the funeral. You will be able to maintain an honourable funeral without having to worry about the costs that come with it. 

Funeral insurance is paid out following the passing of you, your spouse or other family members, subject to the policy options that you choose. Funeral insurance can be affordable and still be effective in helping you during your time of need!


Who needs affordable funeral insurance?


Funeral insurance is important because it can provide financial support during one of the hardest moments in a person’s life. Death can come as a great shock, so it helps to prepare in advance for a challenging time for you or your loved ones.

If you have a family and want to make sure that they do not need to worry about paying for a costly funeral while grieving, this is a great insurance option for you. This allows your family or yourself to gain peace of mind during a difficult time, while your costs remain at a low price. 

You should really consider who you need to include on your funeral insurance policy. This can include your spouse, children, older parents, grandparents, parents-in-law, and more, depending on what your specific needs are.

You can insure one spouse and up to five children with Budget Funeral Insurance. Additional spouses can be added as extended family members on your policy. The main member should be between the ages of 18 and 65, while children can be up to 21 years old. Up to four parents can be covered up to 75 years old or 10 extended family members can be covered up to the age of 65.  

Learn more about why funeral cover is important.


Budget Funeral Insurance


We know that funerals can be expensive, so Budget Funeral Insurance is a great way to get the cover you need at an affordable price. Here’s what you get with Budget Funeral Insurance:

  • You are covered immediately for accidental death. 

  • Cover for death as a result of HIV/Aids (natural causes) after a six-month waiting period. 

  • Memorial benefit – This is a contribution towards a headstone for the unveiling and is payable on the anniversary of a claim that was successfully processed.

  • Repatriation services – For those within South African, the next of kin can decide on the location of the burial and funeral home. The deceased will be transported to the branch of the funeral home that is closest to the chosen place of burial.  

  • Customisable – This plan allows you to gain cover for your spouse, children, parents, grandparents, and parents-in-law.


Funeral Insurance quotes 


At Budget, we offer a range of cheap funeral insurance quotes to suit everyone – no matter the size of your budget. Get a Budget Funeral Insurance quote online or call us on 0860 10 55 38 to find out how much cover you need. 

Affordable, ‘cos you can’t afford not to!


Budget Insurance is an authorised insurer and FSP. Terms and Conditions online.