Comprehensive vehicle cover at its best
What Is Comprehensive Car Insurance?
Comprehensive Car Insurance is everything you’ve been looking for from an insurance partner. It’s the full package. It covers more risks than any other type of auto insurance. This includes theft and hijacking, loss, accidental damage, and third-party damage.
And when you have cover with Budget, it’s also affordable, ‘cos we know you can’t afford not to have it. What does Comprehensive Car Insurance cover? Here’s more details on what our Comprehensive plan covers:
Theft, hijacking, and loss
Of course our Comprehensive Car Insurance in South Africa includes theft and hijacking cover. We know you can’t afford to have your car stolen or damaged in a hijacking – then where would you be? How would you get around? That’s why if your car is stolen and not recovered, we’ll pay you out for the amount stated in your schedule – usually the retail, market or trade value.
Accident Cover
You only take your eyes off the road for a second when you’re changing songs in the car, but that’s all it takes. If you have an accident, whether it’s your fault or someone else’s, we’ll pay to repair or replace the parts of your car that are damaged.
If your car isn’t driveable, we’ll also pay for a tow truck to take it to the panel beater and cover the costs of storage too. ‘Cos we’re nice like that.
Third-party cover
If you damage someone else’s car in an accident that is your fault, did you know you can be legally responsible for paying to repair the damage? Third-party cover protects you when this happens by covering the costs of the repairs up to the limit in your schedule.
Assist Benefits - Included in every Comprehensive Policy
Accident and Breakdown Assist
Get help if you experience car trouble at home or on the road. This includes towing services, jump-starting a dead battery, changing a flat tyre or even providing you with fuel.
Legal Assist
We offer online and telephonic legal resources. Receive access to expert legal advice for issues relating to contract disputes and personal injury claims, and more.
Medical Assist
Our Medical Assist Benefit is available to members 24/7 and offers lifesaving access to medical services and assistance in the event of an injury or illness.
Frequently asked questions
Absolutely amazing service! Thank you to Eugene who helped the morning of the accident. Our claim was handled in record time, and you phoned exactly when you said you would. Thank you Budget. All your people are gems.
Annelize Faca
Cash Back
Simply add the optional Cash Back Bonus to your Budget Insurance policy and if you remain claim free for two years, we’ll reward you by giving you money back. Our Cash Back Bonus is unique in the sense that you only have to wait two uninterrupted years to start receiving your rewards and you’ll keep on being rewarded until you put in a claim. Best of all only certain claims will reset your Cash Back Bonus clock.
Benefit From These Car Insurance Tips
5 Tips to Save More on Car Insurance
Get these top tips and save more on your car insurance premiums.
Other Car Insurance Products
If your car is lost, stolen, damaged in an accident or by a natural event, our Comprehensive Car Insurance will cover it. If you damage someone else’s property, we’ll cover that too.
Similar to our Comprehensive Car Cover option, BetterCar Value pays you out for the same car but one year newer if yours is written off.
This value-added product pays for you to repair small and light dents, chips, and scratches that might occur on the exterior of your car.
As cars get older, they’re more likely to suffer mechanical and electrical faults. These can be expensive to repair or replace, but not when you have a Motor Warranty.
We’ll cover you for third-party damage you cause, if a fire damages your car, or if it’s stolen – but not accidental damage your own car sustains.
When you pay off a car, there might be a period of time when your car insurance wouldn’t quite cover the outstanding amount – that’s why we offer Auto Top-Up.
Third-Party Only cover is the most basic of all our Car Insurance plans. It’s perfect if you have a small budget and your car isn’t worth that much.
There’s a high chance your tyres and rims might run into trouble on some of our pothole-filled roads. When they do, there’s Tyre & Rim Guard.
