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Insurance For Your Trailer

Do you take everything you possibly can with you when you go away on holiday? Is your trailer a multi-wheeled member of the family? Your trailer carries a lot when you hit the road and allows your road trip to be comfy and spacious. Look after it with affordable Trailer Insurance from Budget.


What is a trailer? 


A trailer is an unpowered vehicle that is towed by another vehicle. This could be your standard household trailer or a custom trailer made to carry items like jet-skis or bikes.


Why insure your trailer? 


Aside from it being a valuable asset, driving with a trailer is tricky. It requires a lot more concentration and increases your risk on the road. It just makes sense to insure your trailer for loss, damage, theft, and third-party damage and liability.


Comprehensive Trailer Insurance


Our Trailer Insurance offers comprehensive cover, meaning you get full cover for loss, theft, and damage, such as from an accident, or a fire or explosion. You’re also covered for third-party damage and liability. The coverage limits for these are as follows:

  • Fire and explosion: R300 000

  • Third-party damage: R1 million 


Towing and storage: If your trailer is in an accident and you can’t tow it, we’ll tow it to the nearest repairer, or to the nearest vehicle storage facility and cover the cost of this. Just remember to call our towline number straight away so we can make sure the right person arrives to take it away.

Outside our borders: Because we don’t want to limit your adventures with your trailer, you’ll still enjoy full cover in these countries outside of South Africa: Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland, and Zimbabwe. Get comprehensive insurance today!


What Trailer Insurance doesn’t cover


While our Trailer Insurance is comprehensive, it doesn’t cover your trailer if you use it to generate an income; it’s only covered if you use it for personal use. 

Our Trailer Insurance only includes cover for the trailer itself and any third-party damage caused by it. We don’t insure the valuables you keep inside it. For those, you can take out a Portable Possessions Insurance policy with us and specify which items you’d like to cover.


Trailer Insurance quotes


Ready to get a trailer insurance quote? Give us a call on 0861 00 13 53 and our friendly consultants will find the right cover to match your budget. 

If you want to save money before you’ve even taken out Trailer Insurance, you don’t have to use your airtime to complete a quote; simply leave your details on our call-back form and we’ll get back to you. 

Trailer Insurance includes:

  • comprehensive insurance for theft or damage
  • towing to and storage at the closest repairer
  • cover for damage you caused to another party's property
  • cover of up to R300 000 in case of fire or an explosion
  • cover of up to R1 000 000 for damage you caused another party’s property

Terms and Conditions apply. Click here for more information.