What is covered?
What are the waiting periods?
Natural death on the funeral plan is six months and six paid premiums.
Death from accidental causes is covered from the time we receive your first premium.
If you have had existing cover which is active within 31 days of taking up this policy, only the remaining waiting period on your existing cover will apply. Should there be no remaining waiting period left on your existing cover, then no additional waiting period will be applied to this policy. Waiting periods will only be adjusted if you have cancelled or you are going to cancel your existing cover.
For your reduced waiting period to be deemed valid on this policy in the case of a claim related to the above paragraph, we need you to submit a copy of your most recent policy schedule from your previous insurer for assessment and confirmation. This will be stored against your policy record.
Refer to Terms and Conditions for a full list of exclusions.