Home Insurance Quotes Calculator
Affordable Home Contents Insurance
Affordable Premium
Choose from Comprehensive and Fire & Storm Only. Get only the cover you need at an affordable premium your budget will love.
Vet Bills
It’s traumatic if your pet is injured in a road accident. To help ease the burden, we’ll cover a portion of the vet bills.
Stuck at the side of the road? Got a home emergency? Use our 24/7 Assist Benefits to get help fast. Included with our Comprehensive Home Contents Insurance.
Calculating your house insurance costs can be confusing. Unless you’ve had home insurance before, you might have no idea what you should actually be paying or even how many insurance policies you need.
When you use a home insurance quotes calculator, you’re looking for two different kinds of cover – home contents and buildings insurance.
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Home contents insurance: This is cover for the loose items in your home. From the very valuable, like your collection of mint condition action figurines, to the general, like your everyday wardrobe.
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Buildings insurance: This covers the permanent structures, fittings, and fixtures on your property – the house, garages, walls, swimming pool, and outbuildings.
How do our home insurance quotes calculators work?
Whether you need to calculate your house insurance or household contents cover, one of the main factors we consider is your level of risk.
There are many things that affect your risk, such as your address. The higher the crime rate in your area, the riskier it is to ensure your house and its contents.
When using our house insurance cost calculator, it’s best to work on how much it would cost to entirely rebuild your home. Basically, the worst-case scenario. This way, you won’t be under-insured, which can lead to being paid out less than your claim amount. Remember to factor in even the little costs, like taps and blinds, as well as major expenses, such as demolition and construction.
With Budget Insurance household insurance calculator, you need to consider the replacement cost for your valuables (not what you bought them for) in order to get an accurate quote. Again, if you under-insured, you’ll be paid out only a portion of your claim. However, it’s important not to over-insure your home contents either. If you do, you won’t get an additional payout when you claim and you’ll pay higher premiums than you need to.
In order to make the most of our home insurance quotes calculator, before you start, know what your home and its contents are worth and what you want to insure them for. This way, the quote we give you will be as accurate as possible.
More than just home contents insurance
Household insurance
You work hard for your valuables. Keep them covered for a wide range of risks with our affordable Household Insurance.
Homeowners insurance
An important part of homeowners insurance is homeowners liability. Find out when you might need this kind of cover and how it could save you financially.
Home insurance companies
Do you know what kinds of insurance and benefits home insurance companies should offer? Find out here so you can choose the best home insurer.
Property Insurance Benefits
Affordable Property Insurance
Protect your home and everything in it with one monthly premium and take advantage of our affordable property insurance.
Cover Discounts
Combine our property insurance with Car Cover and you’ll get discounts on all three insured items. Save up to 15% on Car, 15% on Home Contents, and 10% on Buildings Cover.
Temporary Home
If you ever need to temporarily move out due to an event that we cover, we’ll pay for a portion of your rent to stay elsewhere while it gets fixed.
