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Professional Indemnity

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As a specialist in your field, you take care in the advice you give to your clients. But, we all make mistakes. As a professional sch as an accountant, legal professional, engineer or architect , even a small mistake can end up costing your clients a lot of money. To make sure that you’re not left paying huge amounts of money in liability settlements, we offer you Professional Indemnity insurance. It protects you against financial loss suffered by a third party resulting from your negligent advice, professional error or omission.

Who needs this?

Individuals or companies who give professional advice. These professionals usually hold qualifications in their area of expertise and include:

  • Accountants
  • Legal Professionals
  • Engineers
  • Architects

 

What do we cover?

 

We cover your legal liability to pay damages to a third party as a result of any negligent act, error or omission committed by yourself while providing your professional services. We also help defend you if you’re not legally liable or settle with the third party if you’re found to be legally liable.

We will cover you for legal expenses incurred in  recovering any professional fees owed to you.

What don’t we cover?

 

  • Liability arising from a breach of contract unless it is a breach or alleged breach of professional services provided by you.
  • Liability arising out of any deliberate, willful, dishonest, fraudulent, criminal or malicious act or omission committed by you or on your behalf.
  • We don’t cover the cost of fixing your work.

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