Every homeowner knows that a lot can go wrong in a house – and doesn’t it always seem to happen when you can least afford it? Our Building Insurance covers you for a wide range of eventualities so that no matter what happens, you always have a home to return to.
We cover loss and damage caused by a range of natural occurrences such as fires, falling trees, floods, storms, and earthquakes, as well as damage from malicious actions, theft, and break-in.
If you decide to include it in your policy, we’ll cover the cost of repairing or replacing your water-heating systems like geysers, solar panels, and boilers. You get comprehensive homeowner’s liability cover which you can extend to R5 million, R10 million, or R20 million if you need to.
If you’re leasing your property and your tenants can’t stay there due to damage caused by something we cover, we’ll pay for a portion of the rent you were getting until they can move back in.
We even cover you if a vehicle crashes into your wall and we’ll post guards outside your home if your security is compromised and it takes a while to get the damage repaired.
Before you accept a building insurance quote, you might want to learn why you need house insurance in the first place.
Want to understand how we work out your Building Insurance quotes? Have a look at what factors we take into consideration when quoting you.