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Funeral Cover Insurance

Funeral Cover Insurance

What is Funeral Cover Insurance?

 

Do your thing and plan ahead, so that your family won’t have to fork out ching. With our Funeral Plan, you will receive cover for death as a result of accidental or natural causes. To help even more, we have also included repatriation services.

Who can be covered?

 

This cover will be available for individuals between the ages of 18 and 65. The following type of cover can be taken out:

 

  • Individual cover – this covers the main member only.
  • Family cover – this covers the main member and spouse plus one to five dependents up to the age of 21 (or up to 25 if they are registered full-time students).
  • Extension of cover for individual family members is also available at an additional premium payable.

What is covered?

What are the waiting periods?

 

This period is a time in which no insurance cover is provided and monthly

premiums are payable. The following waiting periods apply:

  • Natural death on the funeral plan is six months and six paid premiums.
  • Death from accidental causes is covered from the time we receive your first premium.
  • If you have had existing cover which is active within 31 days of taking up this policy, only the remaining waiting period on your existing cover will apply. Should there be no remaining waiting period left on your existing cover, then no additional waiting period will be applied to this policy.Waiting periods will only be adjusted if you have cancelled or you are going to cancel your existing cover.
  • For your reduced waiting period to be deemed valid on this policy in the case of a claim related to the above paragraph, we need you to submit a copy of your most recent policy schedule from your previous insurer for assessment and confirmation. This will be stored against your policy record.

 

       Refer to Terms and Conditions for a full list of exclusions.

Frequently Asked Questions

What is excluded from my cover?

What is excluded from my cover?

Do I qualify for cover?

Do I qualify for cover?

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