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Tradesman Business Insurance

Get Business Insurance tailored to your specific business needs

Reliable and affordable Business Insurance

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What is Tradesman Business Insurance?

As a tradesman, you spend a lot of time out on the road. This places you, your vehicle, and your tools and machinery at a higher risk for theft, loss, and accidental damage. Our Tradesman Business Insurance covers your business vehicle, gives you comprehensive public liability insurance, and provides all risks cover for your tools and other business items that you regularly take out and about with you. This is the perfect type of Business Insurance for plumbers, electricians, painters, handymen, and other tradesmen. Cover that protects you against everything from accidental injury on construction sites to tool theft and vehicle damage

Get a Cash Back Bonus

 

Simply add the Cash Back Bonus to your Budget Insurance policy and if you remain claim free for two years, we’ll reward you by giving you money back.

FREQUENTLY ASKED QUESTIONS

How long is the waiting period for Business Insurance?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design.

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

How long before I get my payout after claiming?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design.

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Can I insure more than one business?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design.

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Am I allowed to upgrade or downgrade my cover?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design.

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Which business assets will be excluded from my cover?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design.

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

What clients say

Absolutely amazing service! Thank you to Eugene who helped the morning of the accident. Our claim was handled in record time, and you phoned exactly when you said you would. Thank you Budget. All your people are gems.

 

Annelize Faca

We asked our customers how easy it was to deal with us – and we got fantastic feedback. Thanks for giving us 9.2*/10!

Our customers generally score us 9.2 out of 10 when asked how easy it was to interact with us.

*Based on customer feedback following service interactions during Aug-Oct 2020.

Biz Assist Benefits

 

At Budget, we like to go the extra mile when it comes to providing you with the best cover at the most affordable prices. Which is why our Biz Assist benefits are included in all policies (except Specialist Liability policies), at no additional cost. This benefit provides 24/7 online and telephonic support, offering you advice on how to grow your business and even giving you access to special discounts ranging from stationery to car hire.

Looking for more Business Insurance products?

Business vehicle

Whether a sedan, bakkie, or 10-ton truck, we cover your business vehicle.

Professional Indemnity

Get legal support if you’re found to have acted negligently.

Directors and Officers

We cover the legal expenses if you’re sued for a mistake.

Bed & Breakfast Insurance

We look after you while you look after your guests

Business Legal

Get professional legal advice, negotiation, and contract access.

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Get a reliable and affordable Business Insurance quote today.