New Customer Sales: 0861 00 19 17   |   Existing Customer Sales, Services & Claims: 0861 60 01 20   |   24 Hour Emergency Assistance: 0860 10 42 11
  • Call me back

    Please call me back

    Please enter a name.
    Name must contain some letters.
    Please enter a contact number.
    Please enter a valid contact number.
    Please select a reason.

    Please select a suitable date and time

    Please select a suitable date.
    Please select a suitable time.

    Thank you, we will call you shortly.

    Refer 3 friends for a quote and stand a chance to

Insurance for Businesses

Reliable and affordable Business Insurance

Reliable and affordable Business Insurance

Thank you

A qualified agent will contact you shortly for an affordable Business Insurance quote for {{BusinessCallmeback.BusinessName}}

Fill in your details
Please enter your cell number.
Invalid contact number
Please enter your name
Name must contain only letters
Please enter your business name.
Invalid business name.

Why insure your business with Budget

 

Affordable insurance

 

Keep your business budget in check when you take out affordable Business Insurance with us.

 

Biz Assist Benefit

 

We automatically include Biz Assist with your cover, giving you 24/7 online and telephonic support.

 

Specialised cover

 

We provide commercial insurance to a number of specialised industries, including medical, tradesman, and professional.

 

All businesses welcome

 

We cater to hundreds of business types, giving each what they need according to their budgets

Cover in budget

 

Get a reliable and affordable Business
Insurance quote today.

Add a Cash Back Bonus to your policy for a small additional monthly fee and get a cash boost in two years’ time. All you have to do is stay claim-free without a break in cover and you’ll get 15% of all your premiums back. Do the same for another two years and get 10% back. After that you’ll get 10% back for every year of uninterrupted, claim-free cover.

What is Business Insurance

 

You put everything you have into making your business a success. But one wrong decision or unfortunate event can wipe out your cash reserves and leave you bankrupt. Business insurance is there to protect you against the many risks that come with running a business. Whether it’s your machinery breaking, your tools getting stolen, water damage in your shop, or an unexpected lawsuit. Business insurance in South Africa will cover the costs, while business interruption insurance will bridge the financial gap when you temporarily can’t operate.

 

 

Budget Business Insurance

 

At Budget, we know that your business is unique and that it requires cover that speaks directly to those needs. This is why, when you get Budget Business Insurance, you get to choose the specific type of cover your business needs. It doesn’t matter if you’re an accountant, a doctor, a mechanic, or anything in between; with us, you only pay for what you need.

 

We offer specialised Business Insurance in South Africa. This includes Office Business Insurance, Professional Business Insurance, Tradesman Business Insurance, Medical Business Insurance, General Business Insurance, Guesthouse and Bed & Breakfast Business Insurance, Professional Indemnity Insurance, Directors & Officers Insurance, and Business Vehicle Insurance. Just like your business, our cover is unique to you

 

 

We asked our customers how easy it was to deal with us – and we got fantastic feedback. Thanks for giving us 9.2*/10!

Our customers generally score us 9.2 out of 10 when asked how easy it was to interact with us.

*Based on customer feedback following service interactions during Aug-Oct 2020.

Budget Business Insurance includes

Professional Business Insurance

Tradesman Business Insurance

Medical Business Insurance

General Business Insurance

Budget Business Insurance includes

Professional Business Insurance

At Budget, we understand that professional business owners like architects, lawyers, accountants, and engineers face unique risks, which is why we offer specialised Professional Business Insurance. We cover you for a range of risks that you might face on a daily basis such as accounts receivable compensation if your financial records are lost or destroyed, fire damage to your machinery, tools, and equipment, theft of your business goods, and public liability. You’ve worked hard to get to where you are and deserve to have an insurance partner that understands your needs, backing you up when you need it most

Tradesman Business Insurance

At Budget, we understand that professional business owners like architects, lawyers, accountants, and engineers face unique risks, which is why we offer specialised Professional Business Insurance. We cover you for a range of risks that you might face on a daily basis such as accounts receivable compensation if your financial records are lost or destroyed, fire damage to your machinery, tools, and equipment, theft of your business goods, and public liability. You’ve worked hard to get to where you are and deserve to have an insurance partner that understands your needs, backing you up when you need it most

Medical Business Insurance

At Budget, we understand that professional business owners like architects, lawyers, accountants, and engineers face unique risks, which is why we offer specialised Professional Business Insurance. We cover you for a range of risks that you might face on a daily basis such as accounts receivable compensation if your financial records are lost or destroyed, fire damage to your machinery, tools, and equipment, theft of your business goods, and public liability. You’ve worked hard to get to where you are and deserve to have an insurance partner that understands your needs, backing you up when you need it most

General Business Insurance

At Budget, we understand that professional business owners like architects, lawyers, accountants, and engineers face unique risks, which is why we offer specialised Professional Business Insurance. We cover you for a range of risks that you might face on a daily basis such as accounts receivable compensation if your financial records are lost or destroyed, fire damage to your machinery, tools, and equipment, theft of your business goods, and public liability. You’ve worked hard to get to where you are and deserve to have an insurance partner that understands your needs, backing you up when you need it most

Biz Assist can help you grow your business

Perfect for start-ups and established businesses alike, Biz Assist offers 24/7 online and telephonic support. You automatically get this benefit with every Business Insurance policy, except for specified insurance. We offer you access to a database of professional advisors, mentors, and specialists who are experts in key business areas. Get financial advice for a range of money matters, help in growing your digital presence, and remote assistance with your IT and tech issues. You even get your own virtual personal assistant to help with important business arrangements.

Frequently Asked Questions

 

How long is the waiting period for Business Insurance?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

 

For example, while we cover your office contents for a range of risks – from theft to accidental damage

– we don’t cover them for malicious damage or if an item has a faulty design.

 

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

 

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

How long before I get my payout after claiming?

It’s not so much which assets will be excluded from your cover but rather the risks that they face.

 

For example, while we cover your office contents for a range of risks – from theft to accidental damage

– we don’t cover them for malicious damage or if an item has a faulty design.

 

We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty.

 

Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Can I insure more than one business?

It’s not so much which assets will be excluded from your cover but rather the risks that they face. For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design. We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty. Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Am I allowed to upgrade or downgrade my cover?

It’s not so much which assets will be excluded from your cover but rather the risks that they face. For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design. We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty. Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

Which business assets will be excluded from my cover?

It’s not so much which assets will be excluded from your cover but rather the risks that they face. For example, while we cover your office contents for a range of risks – from theft to accidental damage – we don’t cover them for malicious damage or if an item has a faulty design. We cover you for money stolen, but not if it was not contained in a locked safe while the business premises were empty. Some items are only covered if you specify them in your policy, such as laptops, tools, and cellphones you carry with you regularly. Also, if these are left in an unlocked car, for instance, you won’t be covered.

What clients say

Looking for more Business Insurance products?

Business vehicle

Whether a sedan, bakkie, or 10-ton truck, we cover your business vehicle.

Professional Indemnity

Get legal support if you’re found to have acted negligently.

Directors and Officers

We cover the legal expenses if you’re sued for a mistake.

Bed & Breakfast Insurance

We look after you while you look after your guests

Business Legal

Get professional legal advice, negotiation, and contract access.

Useful news and guides

The advantages and challenges of online learning

 

With learning institutions closed due to the COVID-19 pandemic, primary school, high school and tertiary students have had to make a shift to e-learning to keep up with their studies remotely.

Habits that could make saving second nature

 

Do you tell yourself that you’re going to save each month but end up spending all your money instead?

7 finance lessons from 2020

 

Due to the “new normal”, most of us have had to make various adjustments when it comes to money. There are some positive lessons we can take with us into our financial future.

Business Insurance in budget

 

Get a reliable and affordable Business Insurance quote today.