Cover your home and the valuable contents within it, all with Budget. We offer affordable property insurance quotes to suit your pocket.
Our Home Contents and Buildings Insurance come standard with our Assist Benefits, there for you at home and in medical emergencies.
Add any property insurance to your Car Insurance and you’ll get a discount on your insurance premiums. Pretty cool, right?
Cash Back
Simply add the optional Cash Back Bonus to your Budget Insurance policy and if you remain claim free for two years, we’ll reward you by giving you money back. Our Cash Back Bonus is unique in the sense that you only have to wait two uninterrupted years to start receiving your rewards and you’ll keep on being rewarded until you put in a claim. Best of all only certain claims will reset your Cash Back Bonus clock.
Property insurance refers to two kinds of cover – buildings insurance and home contents insurance. At Budget, you can get both of these under one policy. This means you only have one payment to worry about every month, making your life that much less stressful.
The fixed structures on your property – your house, cottages, swimming pool, tennis court, walls, fences, gates, garages, and immovable outbuildings – are at risk from a number of perils. At Budget, we cover your home for nearly every scenario you can think of.
Natural occurrences like storms, floods, fires, earthquakes, and lightning are all covered. We also pay out if your property is damaged during a break-in or attempted break-in.
We offer two types of Home Contents Insurance: Comprehensive and Fire and Storm Only. Both cover the valuables in your home that aren’t fixed.
Our Comprehensive option covers you against theft, loss, and damage. So, if a wayward cricket ball accidentally smashes into your flat screen TV, we’ll pay to get you a new one. We even provide some cover for vet bills if your beloved pet is injured in a road accident.
Our Fire and Storm Only option protects your home contents if they’re damaged or lost in a fire or storm. We also cover against other natural disasters, such as explosions, earthquakes, and floods, and we even cover damage caused by burst geysers and pipes.
Look around your home – you’ve worked hard for all your stuff! That’s why we make it easy to cover your home contents in case of theft or damage.
You could face financial ruin without buildings insurance. We explain why this kind of cover is one of the most important insurance types you can get.
You could face hefty financial consequences if a guest is injured at your home. Find out how homeowners liability insurance can protect you.
Homeowner's Liability Cover
Increase your homeowner's liability cover to R5 million, R10 million, or R20 million.
You automatically get access to our Home Assist database of at-home emergency professionals.
Loss of Rent
If your tenant has to temporarily vacate, we’ll cover a portion of your lost rent.