Food Sector
Get Business Insurance tailored to your specific business needs
Reliable and affordable Business Insurance
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Being covered is great, but it feels even better with our cash back bonus. Stay claim free for two years and we'll reward you by giving you money back. "Cos everyone should be rewarded for running their business risk-free!
Food Sector insurance will cover
Property Insurance
From hail damage to flooded kitchens, Business Property Insurance will protect your business from natural disasters.
Interruption Insurance
Bar, pub, restaurant or canteen, natural disasters can do enough damage to force you to close your doors and rebuild your business, Business Interruption Insurance covers the loss of income that a business suffers while your doors are closed.
Insurance for loss of money
From getting hi-jacked on the way to the bank or losing all your money in an armed robbery, Insurance for Loss of Money will cover your business against such losses.
Tailored Business Insurance Solutions for the Food Industry
Whether your business is a restaurant or canteen, you know how important it is to consistently deliver the best products and service to ensure your customers keep supporting you. But, let’s face it, try as you might to predict your business risks, some setbacks are unpredictable.
Freak hailstorms, kitchen accidents, equipment breakdowns, and customer injuries are all possible unforeseen circumstances. Your business can’t afford not to be running smoothly because you could lose revenue, which is why it is so important to invest in a tailor-made business insurance package that understands the needs of your food business.
Just because you’re in the food industry doesn’t mean your establishment should have the same insurance package as the next one. Factors such as having a liquor license to sell alcohol or owning a fine dining restaurant that serves the public are the type of details to consider when looking for restaurant or bar insurance quotes. With our tailored business insurance product offerings you have the freedom to pick and choose your cover based on your budget and business risk areas:
Liability insurance
For damage to vehicles whilst in your parking lot - liability insurance will cover you against third-party individuals who would like to sue you. The food industry must carefully consider the safety of the public they serve and this cover is essential to protecting your business.
Glass insurance
From rowdy individuals having too much of a good time on your business premises to extremely severe storms, replacing commercial glass for your business can get very expensive. At the same time leaving the damage could result in further consequences such as loss of customers or even theft. With Glass Insurance, your bar, pub, restaurant or canteen’s glass will be covered.
When you choose tailored Business Insurance Solutions from Budget Insurance, you also get a wealth of benefits designed to optimise your business performance and streamline your processes.
Motor only policies – Budget Insurance doesn’t require you to take out comprehensive car insurance for your entire fleet, but rather offers you the opportunity to insure the number of cars necessary based on their size and your budget, so that you only pay for what you Insure.
Cash back benefit – After remaining claim-free for two years with no interruption of cover, your business will receive a cash-back benefit that you could invest back into your business to boost your cash flow.
Biz Assist – Designed to help you grow your business as well as assist in emergency situations:
Business performance support
- Business concierge
- Financial advice
- Credit report
- Collections assistance
- Digital presence
- Safe drive
- Convenience drive
- IT help desk
- Tender assist
- Emergency support
- Emergency medical assistance
- Office assist
- Road assist
For more information about these services, find out more about Business Assist.
Frequently asked questions
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