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The promotors of the competition are Budget Insurance Company Limited (herein after referred to as “Budget”) an authorised insurer and financial services provider (FSP:18178), whose registered office is at Auto & General Park, 1 Telesure Lane, Riverglen, Dainfern, 2191 and Neo Nontso (Dine with Neo)



1           The competition commences on 1 September 2020 at 08:00 am and ends on 11 September 2020 at 00:00 pm. After this date and time no further entries to the competition will be permitted.



2           The competition is open to permanent residents and citizens of South Africa over the age of 18 years in possession of a valid South African Identity Document.



3           The competition is not open to-

3.1        directors, members, partners, agents, employees or consultants of Budget and Neo Nontso and/ or any of their associated or affiliated companies and/ or agencies or any supplier of goods or services in connection with a competition; and

3.2        the spouse, life partner, business partner or associate, or the natural or adopted parent, child or sibling, of any person specified in the above.



4           To enter the competition, participants are required to do the following -

4.1        Identify one of the competition posts that will be posted by Budget and Neo Nontsoduring the competition period; and

4.2        Share a post, image or video of your most creative heritage meal and/or recipe in line with the cooking theme of the day, along with the hashtag #MyHeritageMealOnABudget.

5           Recipe themes will be posted every day, for the duration of the competition, excluding weekends and public holidays.

6            By taking part in this competition, participants consent to Budget publishing their recipes in its recipe books if they are selected as winners.

7           Participants are not required to purchase or enter into a policy with Budget to enter the competition.



8           Participants can enter as many times as possible. There is no limit to the amount of entries.



9           15 lucky winners with the most creative heritage recipes will win Checkers vouchers to the value of R1000.00 (one thousand rand) each.

10         The lucky winners will also have their heritage recipes featured in Budget’s digital recipe book.



11         Any costs or expenses which you may incur other than in respect of those items specifically included in a prize are for your own account. Budget and Neo Nontso will not be responsible for any costs or expenses which you, or your partner (if applicable), incur during and for purposes of your entry into the competition and your acceptance and/or use of a prize.

12         You must possess whatever documents and permissions that may be required in order to accept and use a prize, which documents and permissions is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the prize date as may be required by the relevant authorities.

13         Budget and Neo Nontso may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance and/or use of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.



14          Budget will contact the winner to arrange the collection/ delivery/ payment of the prize.

15             In the event that you win a prize provided by a third-party supplier, the supplier will contact you to arrange the collection thereof. In this regard, you must collect the prize at the time and date arranged with the supplier of the prize. All correspondence regarding the prize must be directed at the supplier of the prize. Budget will not be responsible for any further correspondence, harm, damage, loss or claim relating to the provision of any element of the prize.



16         15winners with the most creative heritage recipes will be selected.

17         For the duration of this competition, Budget will announce the winners on its Twitter page and Neo Nontsowill retweet and/or share the winner announcements on her Twitter page as well.

18         The winners will also be notified by email and/or DM on Twitter and / or Telephone call or letter within 30 days after the closing of the competition.

19         Budget will publish its digital recipe book with the winning heritage recipes from 24 September 2020.



20         If Budget or Neo Nontsois unable to contact a winner within 15 days or if the winner does not claim the prize within 15 days of notification, the winner will forfeit the prize and Budget or Neo Nontso reserve the right to re-draw a new winner under the same conditions.



21         You may not win a prize if it is unlawful for Budget or Neo Nontsoto supply such a prize to you. If you do win such a prize, you will forfeit it.

22         If you fail or, if your partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which Budget and Neo Nontsomay have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize).



23         Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself and any person with whom you may share a prize (in the event that you win a prize which is for you and one or more additional persons (“your partner”).

24         If you use a mobile phone for entry into the competition, the telephone calls / text messages/ data usage will be charged at the prevailing rates, which may vary from time to time. "Free" minutes under a cell-phone contract do not apply. These costs are for your own account.

25         It is your responsibility to ensure that your entry is received by Budget and Neo Nontsoprior to the closure of the competition. Any entries which are not received by us prior to the closure of the competition will not be eligible to participate, regardless of the reason for the late entry. We and our affiliates are not responsible for any entries which are not received by us, whether timeously or at all, regardless of the cause thereof. Without limitation, we and our affiliates are not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer hardware or software failure or malfunction, traffic congestion (whether physical, or on the Internet, telephone lines or at any service provider, web site or other device or medium), or any combination thereof, or any other technical or other problems.

26         Budget andNeo Nontso, including their affiliates, are not responsible for any injury or damage to your or any other person’s computer, mobile telephone or other device used by you to enter into, or obtain any materials related to, the competition.

27         It is your responsibility to ensure that any information which you provide to Budget and Neo Nontso is accurate, complete and up to date. Should any of the data provided by yourself in connection with this competition prove to be invalid, inaccurate, and false or misleading, your entry shall be disregarded and you shall be prohibited from entering any further Budget competitions for a set period to be determined by Budget.

28         Budget and Neo Nontsodo not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that –

28.1     your entry or participation in the competition will necessarily result in you winning a prize;

28.2     a prize, or any aspect thereof, will meet your, or, if applicable, your partner’s, requirements, preferences, standards or expectations; or

28.3     a prize, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.

29         Budget and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.

30         Prizes are not transferable and may not be deferred, changed or exchanged for cash or any other item.

31         Budget may invite you to be present when the prize winners are determined or announced, to participate in any of our marketing activities, to appear in person in the electronic media and/or the print media, and/or to endorse, promote or advertise any of our goods or services, for which no fee, royalty or other compensation will be payable. You may decline such an invitation.

32         Budget and Neo Nontso, as the case may be, reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us, our affiliates and third party suppliers.

33         You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.

34         Budget and our affiliates will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, or your partner (if applicable), of any prize, or by any action taken by us or any of our affiliates in accordance with the terms and conditions.

35         You, and in the event of your death, your family, dependents, heirs, assignees or any other beneficiaries of your estate, indemnify and hold us and our affiliates harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this competition and/or acceptance and/or use by you of a prize.

36         You acknowledge that the acceptance and use of a prize is subject to the proviso that –

36.1     all of the terms and conditions will apply to both you and your partner (if applicable), and you will ensure that your partner agrees to be bound and complies, and will continue to comply, therewith;

36.2     you will take full responsibility for your partner;

36.3     you indemnify and hold us and our affiliates harmless against any claim by your partner or any third party in the event that your partner suffers any loss or damage pursuant to your partner’s acceptance and/or use of a prize;

36.4     any minor will be accompanied by a parent or legal guardian.

37         By entering this competition, contestants agree to receive marketing and/or promotional material from Budget and/or any of their associated or affiliated companies. No contestant or winners of this competition are in any way obliged to enter into a contract of insurance with Budget and/or a contract with any of their associated or affiliated companies.

38         For purposes hereof, "affiliate" means Budgets’ partners, co promoters and sponsors of this competition, our subsidiaries, our and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and our and their directors, officers, employees, agents and representatives.

39         These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.

40         Budget and the judges' decision on any matter concerning the competition and/or arising out of these terms and conditions is final and binding on you, and no correspondence will be entered into.