Affordable Car Insurance Quotes Online

What is Car Insurance?

 

We understand how tough it can be to stick to a tight budget, especially when it comes to expenses like Car Insurance. In today’s economy, prices seem to be on the rise while our bank account balances keep declining. At Budget, our mission is to ensure that insurance remains accessible to everyone. With us, your insurance will fit your budget. That’s why we offer a wide range of Car Insurance options, giving you the flexibility to select a plan that suits your pocket.

 

Car insurance Quote

With our wide range of Car Insurance options, we offer a variety of coverage levels to suit every pocket. We understand that every person's circumstances are unique, and that's why we offer customized policies to fit your individual needs. Whether you're a new driver, a seasoned driver, or somewhere in between, we have a policy that's right for you. Our focus is on providing you with the best possible coverage at a price you can afford. So why wait? Choose Budget for Car Insurance that works for you and enjoy peace of mind knowing that you're protected without breaking the bank.

A range Of Cover Options

Third-Party, Fire and Theft

Comprehensive

Budget Lite

Affordable Car Insurance

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Insure more, Save more

 

Get a discount when you add multiple cars to your policy. Plus, when you bundle car and home insurance, you get a discount on your home contents premium.

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Insurance Options

 

We have loads of insurance options to choose from – seven to be exact. We have Comprehensive Car, BetterCar Value, Third-Party, Fire and Theft, and Third-Party Only. There are also three Budget Lite plans for those small budgets and cars that are paid off. 

 

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Assist Benefits

 

Our range of Assist Benefits comes standard with some of our car cover policies. Get help fast wherever you are. Whether it’s on the road, at home, in a medical emergency, when you’ve experienced a traumatic event, or when you have legal troubles. Even when you need to make appointments but don’t have the time, we can assist.

Frequently Asked Questions

Is there such a thing as cheap car insurance?

Yes, with Budget you can get cheap car insurance. In fact, we have one of SA’s lowest insurance quotes.* We think insurance isn’t just for expensive cars – everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Budget Lite policy, we’ll make sure you have cover that fits your budget.

Can I use a vehicle repairer of my choice?

You can only use a Budget-approved repairer to fix your car after an accident. That’s because we have found some of the best repair professionals at the most affordable prices. We are proud to provide a lifetime guarantee on all repairs our partners make to your car. We like to manage the claims process from start to finish so we know you’re getting the best service at the best price.

How do I lower my car insurance premiums?

There are many ways to lower your premiums. Here are a few of our budget-friendly tips:

 

  • Start off by insuring additional cars and even your home contents with Budget. Get a discount when you add multiple cars to your policy. Plus, when you bundle car and home insurance, you get a discount on your home contents premium.
  • Drive as safely as possible, because the longer you go without an accident or a claim, the lower your risk is.
  • Speak to one of our consultants about insuring your car for the correct value, because you don’t want to be over-or underinsured.
  • Install an approved tracking device so if your car is stolen, you have a better chance of recovering it.

What is the best car cover?

At Budget, there is no single ‘best’ Car Insurance. That’s why we offer six levels of cover. We’re confident that among these coverage options, you’re bound to find one that makes the most sense for you. Having said that, the best car insurance is the one that offers the right level of cover for your car based on its value, age, and mileage, while still being affordable. Chat to a Budget consultant to find the best car cover for you.

Will my premiums decrease as my car gets older?

Unfortunately, no. See, we don’t only base the cost of your monthly auto insurance on how much your car is worth. Because the majority of claims are for repairs and not replacements, we take the cost of repairs and spare parts into account. And because the cost of parts and repairs is always rising, car insurance premiums rise too even as your car loses value.

What clients say
A lady reviewing Budget Insurance for car insurance

Absolutely amazing service! Thank you to Eugene who helped the morning of the accident. Our claim was handled in record time, and you phoned exactly when you said you would. Thank you Budget. All your people are gems.

 

Annelize Faca

More about car insurance

Car insurance calculator

 

We use a calculator to give you a quote that’s within budget. Find out how it works.

Car insurance companies

 

How much do you really know about your insurance companies in South Africa? At Budget Insurance, we want you to be informed.

Car insurance types

 

We offer four different insurance types. Choose from our most comprehensive plan right down to the lightest cover for the tightest budgets with Budget Lite.

 

Ready to Budget?

Get Covered Today.

Save up to R340pm* with us!